When is it required?

In some states (primarily Florida), wind mitigation inspections are performed to assess the wind resistance of a building and identify potential improvements that can be made to reduce wind damage. These inspections are typically required by insurance companies in order to provide homeowners with discounts on their windstorm insurance premiums. Check with your insurance company to confirm that this inspection will be required.

What is completed?

During a wind mitigation inspection, a certified inspector will examine various aspects of the building's construction and design, including the roof, walls, windows, doors, and attachments. The inspector will look for features that help the building withstand wind, such as reinforced roof decking, gable end bracing, and impact-resistant windows. They will also look for vulnerabilities that could make the building more susceptible to wind damage, such as an old or poorly-maintained roof, unsecured doors and windows, or lack of proper bracing.

What do you provide?

Based on the findings of the inspection, we will provide a report outlining any recommended improvements that can be made to increase the wind resistance of the building. These improvements can include adding wind-resistant features, such as hurricane straps or shutters, or making repairs to existing vulnerabilities. The cost of these improvements may be offset by the insurance premium discounts that are available to homeowners who have undergone a wind mitigation inspection.

What about Florida?

In Florida, these inspections are completed on the Uniform Mitigation Verification Inspection Form.